Designed to keep authorising
A fault-tolerant, thoroughly tested software architecture keeps transactions flowing for maximum uptime.
Card acquiring host · KAL
KTH
Kalignite Terminal Host
A card-acquiring host that authorises, routes and settles transactions for ATM, kiosk and POS networks.
- ATM, kiosk and POS
- Visa, Mastercard, American Express
- Cloud or on-premises
Card acquiring host
KTH drives your self-service network: it authorises transactions in real time, routes them to the right destination and handles acquiring and settlement.
It connects to back-end systems through APIs or web services, so new transaction types can be added without a major host project. It can run in the cloud or on-premises.
What KTH does
Grows with your network
A microservices design on virtual servers scales as you add servers, in the cloud or on-premises, on low-cost hardware.
Protection at every layer
HSM-based PIN handling, TLS, VPN and IPsec encryption, TR-31 and TR-34 key management and EMV support. KAL describes KTH as a PCI-certified solution.
New transactions without a host rebuild
Connect to back-end and third-party systems through APIs, web services or a bus interface. The KTH Design Studio and SDK are included, and core updates stay compatible with your customisations.
The Kalignite software suite
Where it sits in the Kalignite suite
The Kalignite suite runs and controls ATM networks of every size and complexity. Each product has its own job.
In your data centre or cloud
This productKTH
Monitoring & managementKTCKTH ↔ core banking & card schemesWhat it means for your bank
Faster new transactions
Add services through APIs instead of a host rebuild.
Strong security
HSM, encryption and key management built in.
Flexible hosting
Run in the cloud or in your own data centre.
One host for many channels
ATM, kiosk and POS traffic in one system.
Key features
Included with KTH.
- Real-time authentication and authorisation
- Advanced switching and routing
- Acquiring and settlement
- API or web-services connectivity to back-end systems
- Fault-tolerant software architecture
- Virtualisation support
- Logging, monitoring and reporting through KTC
- Hardware security module (HSM) support
Show all 14 featuresShow fewer
- End-to-end encryption, including TLS, VPN and IPsec
- TR-34 and TR-31 key management
- nexo ISO 20022 and ISO 8583 support
- KTH Design Studio and SDK
- Testing tools and simulators
- Card scheme and third-party integration
Product information based on the manufacturer's page: KAL KTH (opens in a new tab).
KTH: common questions
Can KTH run in the cloud?
Yes. KTH runs on virtual servers in the cloud or on-premises. We agree the right option for your bank during design.
Which card schemes does it support?
Visa, Mastercard and American Express are supported out of the box, with components for core banking, issuer hosts, HSMs and third-party systems.
Which channels can KTH serve?
KTH is a card-acquiring host for ATM, kiosk and POS networks.
Plan your software roadmap with MoneyGuard
Tell us about your ATM fleet and host. We will suggest a practical path and timeline.