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    ATM applications · KAL

    Kalignite NDC

    Move an existing NDC network to modern multi-vendor software without changing your host.

    • Keeps your NDC host
    • Adds bill pay, cheque imaging, top-ups
    • Works on mixed fleets

    NDC upgrade, no host changes

    Many banks run their ATMs on the NDC protocol and do not want to touch the host. Kalignite NDC replicates NDC behaviour, so it drops into the existing network.

    Once in place, it adds services that standard NDC does not offer, across a mixed-vendor fleet.

    What Kalignite NDC does

    Keep your NDC host as it is

    Kalignite NDC supports the NDC download, so it drops into the existing network with no host-side or operational changes.

    Every original NDC function

    It replicates the NDC protocol functions, so the transactions you run today keep working from day one.

    More than standard NDC

    Add one-to-one marketing, bill payments, cheque image deposits, bunch-note cash acceptance, cash recycling and mobile top-ups, with web technologies for richer screens.

    One application for a mixed fleet

    It runs on ATMs from different manufacturers, so the whole fleet shares one application, one support process and lower costs.

    The Kalignite software suite

    Where it sits in the Kalignite suite

    The Kalignite suite runs and controls ATM networks of every size and complexity. Each product has its own job.

    Each ATM runs Windows, XFS service providers, Kalignite Platform and an application, either K3A or Kalignite NDC. The application sends transactions across the network to the KTH host, which connects to core banking and card schemes. KTC, in the data centre, monitors and updates the ATMs through Kalignite Platform.

    At the ATM

    ATM applicationK3AThis productKalignite NDC
    Multi-vendor platformKalignite PlatformXFS service providersWindows

    In your data centre or cloud

    Monitoring & managementKTCKTH ↔ core banking & card schemes

    What it means for your bank

    • Low-risk upgrade

      Modernise without a host project.

    • New services sooner

      Add transactions standard NDC cannot offer.

    • Lower support cost

      One application across the mixed-vendor fleet.

    • Better screens

      A more modern customer experience on existing hardware.

    Key features

    Included with Kalignite NDC.

    • All standard NDC features
    • One-to-one marketing
    • Cheque image deposits
    • Bill payments
    • Bunch-note cash acceptance
    • Cash recycling
    • Mobile phone top-ups

    Product information based on the manufacturer's page: KAL Kalignite NDC (opens in a new tab).

    Kalignite NDC: common questions

    Will our NDC host need changes?

    Not for the NDC download. Kalignite NDC replicates the NDC protocol, so the existing host keeps working. We confirm the details for your network during the assessment.

    How quickly can it be rolled out?

    Because it works with your existing host, integration and rollout are faster than a host change. We agree a pilot and a phased rollout plan with you.

    Can it run on ATMs from different vendors?

    Yes. Kalignite NDC is built for mixed-vendor fleets, so one application covers the network.

    Plan your software roadmap with MoneyGuard

    Tell us about your ATM fleet and host. We will suggest a practical path and timeline.

    Talk to our software team

    Talk to our software team

    Tell us about your ATM fleet and host. Our team in Kuwait or Oman will reply.

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